On the shelf
On the shelf: business loan products in NZ
The main business finance products on New Zealand's shelves, seen through a shopper's eyes: what each one is for, what it costs you beyond the price, and what to check before you pick it up.
Term loans
Business term loans in New Zealand through a shopper's eyes: what they're for, secured vs unsecured, term length, fees and what to check before you buy.
Take a look → What's for saleProperty-secured loans
How property-secured business loans work in New Zealand, first mortgage vs second mortgage vs caveat, what lenders check and how to shop them safely.
Take a look → What's for saleSecond mortgage loans
How second mortgage business loans work in New Zealand, when they make sense, what your first lender needs to agree to, and the costs to compare.
Take a look → What's for saleUnsecured loans
Unsecured business loans in New Zealand through a shopper's eyes: who offers them, how they're sized, what they really cost and the fine print to check.
Take a look → What's for saleCredit lines and overdrafts
How business overdrafts and lines of credit work in New Zealand, what they cost when you're not using them, and how to shop for a limit that fits.
Take a look → What's for saleShort-term and bridging
How short-term and bridging business loans work in NZ, when they make sense, the exit plan lenders want, and the costs to compare before you commit.
Take a look → What's for saleFunding an IRD debt
Should a New Zealand business borrow to pay IRD debt or set up an instalment arrangement? How lenders view tax debt and how to compare the real costs.
Take a look → What's for saleBuying a business
How to finance buying a business in New Zealand: which lenders fund acquisitions, what they want to see, vendor finance, security and the costs to compare.
Take a look →Done browsing? Let's find your stall.
One short enquiry, no credit check to ask, and a real person who matches your business to the right lender in New Zealand's market. Please answer accurately so the first match fits.
No credit check to enquire
No spray-and-pray
A real person on your side